Ohio Insurance Laws and Regulations Practice Exam

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Prepare for the Ohio Insurance Laws and Regulations Exam. Dive into essential topics with detailed practice questions designed to enhance your knowledge and readiness. Ace your exam and ensure your success in the insurance field!

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What may an insurer require from an applicant when screening for HIV?

  1. An interview

  2. A urine test

  3. A blood test for HIV

  4. A written consent

The correct answer is: A blood test for HIV

When screening for HIV, an insurer may require a blood test for HIV because it is the most accurate way to detect the virus. A urine test may be used in some cases, but it is not as accurate as a blood test. An interview may provide helpful information, but it is not a reliable way to screen for HIV. A written consent is necessary to perform the blood test, but it is not the only requirement for screening. Overall, a blood test for HIV is the most reliable and commonly used method for screening by insurers.

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