Ohio Insurance Laws and Regulations Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

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Question: 1 / 400

In Ohio, legal action can be taken for up to how many years against an insurer for failure to pay health insurance claims after proof of loss was submitted?

1 year

2 years

3 years

Incorrect options

- Option A: 1 year is too short of a time frame for legal action to be taken against an insurer, as it may not leave enough time for investigations or appeals to be made.

-Option B: 2 years is longer than 1 year, but still may not be enough for thorough legal action to be taken and resolved.

- Option D: 5 years is significantly longer than the correct answer of 3 years, and it is unlikely that an insurer would have that much time to deny or resolve a claim before legal action could be taken.

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5 years

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