Ohio Insurance Laws and Regulations Practice Exam 2025 – 400 Free Practice Questions to Pass the Exam

The grounds for the suspension of an insurance agent’s license in Ohio specifically include engaging in fraudulent activities and exhibiting dishonest conduct. These actions undermine the integrity of the insurance profession and can erode public trust. If an agent is found to be involved in fraud, such as misrepresentation of terms, figures, or other critical details that impact a client’s decision, this conduct is considered serious and warrants disciplinary action.

In contrast, a failure to complete a sales training program could be addressed through other forms of corrective action rather than license suspension. Similarly, making too many claims does not pertain directly to the conduct of an agent but rather to the behavior of policyholders. Disputes with clients may arise for various reasons and, while they can reflect concerns about an agent's professionalism, they do not typically meet the threshold for license suspension unless they escalate into fraudulent behavior or deceit.